Credit Card sized FORdec- Rules and recommneded practises are shown below to point out: Flight-Disability (Fluguntauglichkeit) can only be covered by insurance as pointed out:
Understand the precise wording on the card
- meaning that not a loss-of-license is meant but a coverage of lost flight training expenses done and financed by student pilot himself.
Student pilots cannot establish a loss-of-license-contract due to the fact they don't have a professional used license upon a contract with an airline to clear a gap in income-loss when a flight disability / loss-of-medical happens.