Group Insurance Contracts of Airlines regularly only know any payment in case
of permanent disability / unfitness to fly up to permanent loss-of-flight-license. This
is a main difference to a private Loss-of-License policy done by the pilot individually:
Coverage of flight disability for a certain period of time ( this happens in most cases )
 but not permanent. Income losses are then covered only by pilot's private LOL-contract 

You can clarify your coverage facts by using FORdec-for-pilots-Card as shown as

                             basic knowledge by to-do-list

                 Credit-Card-sized FORdec-rules and recommended

                practises are shown below to be performed seriously

                  and to be printed out and practised by following PDF!

                                   

LOL-LOGO-GEN-28312.pdf